Pullen Insurance's blog

Do you have valuable stuff? There is a giant misconception for most policy owners that ALL of their personal property is insured under their homeowners, renters, condo or dwelling policies. Almost all of your personal property is insured under your homeowners policy, however, most valuables have sublimits that leave you severely underinsured.

CONDO OWNERS POLICY VS. HOA MASTER POLICY

Let’s face it; having a pool on your property is great! Pools look great, families love them, friends love them and they increase the value of your property. On a hot day in California or Nevada you need two things: a BBQ and a swimming pool. Have family & friends over, fire up some great food and splash away. Having this backyard icon on your property brings with it increased risk and responsibility.

-Drowning Statistics-

•Each day in the United States, nine people drown.

Getting life insurance advice these days is simple. There are hundreds of people in your life, in your family or at your work that are willing to shower you with opinions on the subject. These same people also give you advice on restaurants, cars, hotels and where the best beach parking is located. Unlike decisions on beach parking, life insurance decisions have a drastic impact on financial planning and your future. This is why it is so important to obtain life insurance advice from a professional who can recommend the best policy type after listening to the details of your situation.

08-15-2011

Risk Management is the identification, assessment and prioritization of risk and the methods used to reduce and manage such risks. Everyone utilizes a variety of levels of Risk Management in their daily lives. From an individual taking out a life insurance policy on a spouse to an international manufacturing firm implementing safety procedures, we all utilize Risk Management in one way or another.

Insurance protection is an important tool in managing risk. Without proper insurance coverage, you become vulnerable to the vast array of perils around you.

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